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Tag: Personal Finance

30Sep

Major Personal Finance and Banking Rule Changes to Take Effect Across India

A series of key personal finance, banking, and regulatory adjustments will take effect across India starting October 1, directly impacting individual savings, digital transactions, and essential household subsidies. The updates…
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25Sep

₹1,000 a Month Can Build a Crore-Plus Corpus: Why SIPs Are Drawing Millions of Indian Investors

A small monthly investment is becoming a major force in India's mutual fund industry, with more than 10.75 crore systematic investment plan (SIP) accounts outstanding by August 2026. The latest…
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18Sep

Hybrid Home Loans Offer EMI Certainty, But Are They Really Cheaper?

For home loan borrowers, one of the biggest uncertainties is how interest rates may move over the life of a long-term loan. Hybrid home loans have emerged as an option…
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12Sep

Job Uncertainty Highlights Need for Stronger Emergency Savings

  Job losses and salary disruptions are no longer issues limited to temporary workers or a particular section of the workforce. Corporate restructuring, the completion of projects and financial difficulties…
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03Sep

How Much Can You Actually Transact Through UPI? The ₹1 Lakh Limit Isn’t the Whole Story

  UPI has become one of the most widely used payment systems in India, handling everything from small everyday purchases to high-value payments. But when it comes to transaction limits,…
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31Aug

September Money Update: Key Tax, Travel and Banking Changes Consumers Should Know

September 2026 brings a number of important deadlines and regulatory changes that could affect taxpayers, LPG consumers, international travellers and people with large bank deposits. While some of the deadlines…
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28Aug

5 Money Habits That Can Help Build Financial Security Even on a Modest Salary

  A high salary can certainly make it easier to build wealth, but income alone does not determine whether someone will achieve long-term financial security. How a person manages, saves…
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27Aug

Top 10 Ways to Save Money Every Month Without Changing Your Lifestyle

Top 10 Ways to Save Money Every Month Without Changing Your Lifestyle Track where your money goes Automate your monthly savings Review subscriptions and memberships Use credit cards strategically Reduce…
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24Aug

Bigger House, Bigger Burden? What Homebuyers Need to Know Before Buying

  For many homebuyers, a bigger house can seem like the safer long-term choice. Extra bedrooms, more living space and room for ageing parents or a growing family can make…
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22Aug

Gen Z Embraces Credit and EMI Purchases as Financial Confidence Rises

  India’s Gen Z consumers are showing a growing comfort with credit cards and equated monthly instalments (EMIs), while also reporting strong confidence in their ability to achieve long-term financial…
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